Does Aetna Cover Hearing Aids?
- Some Aetna Medicare Advantage (Medicare Part C) plans can cover hearing aids. Find out when Aetna Medicare will pay for hearing aids, how much they may cost and how to find out if Aetna plans available where you live cover hearing aids.
Some Aetna Medicare Advantage plans may cover hearing aids, and some Aetna individual or employer-sponsored health insurance plans may cover hearing aids.
In this Aetna Medicare plans review, we detail the requirements when Aetna Medicare plans may cover hearing aids and how you can find an Aetna Medicare Advantage plan that fits your hearing care needs.
When Does Aetna Pay for Hearing Aids?
Aetna partners with NationsHearing to provide hearing aid coverage for most of its Medicare Advantage plans. If your Aetna Medicare plan pays for hearing aids, it may cover some or all of the costs for a routine hearing exam, hearing aid fitting, hearing aid maintenance and more.
Plan availability and benefits can vary, and there may not be Aetna Medicare Advantage plans where you live that cover hearing aids. You should be sure to compare plans available in your local area to find out how much plans in your area will pay for hearing aids.
Medicare Advantage, also called Medicare Part C, is an alternative way to receive your Original Medicare benefits (Medicare Part A and Part B). Medicare Advantage plans like the ones from Aetna can offer some extra benefits not found in Original Medicare such as coverage for vision, dental and hearing care, and nearly all Medicare Advantage plans cover prescription drugs.
What is NationsHearing Through Aetna?
Aetna Medicare Advantage plans that cover hearing aids do so through a network of NationsHearing participating providers. Hearing aid benefits typically include one annual routine hearing exam and a hearing aid fitting. Plans might also include coverage toward the purchase of hearing aids.
NationsHearing is a hearing benefits organization that partners with health insurance companies like Aetna. Participating providers are located across the country and include audiologists and hearing aid specialists.
Like all Medicare Advantage plans, Aetna plans also includes any hearing care that may be covered by Original Medicare such as basic hearing and balance exams needed to determine medical treatment and certain emergency care services.
Does Medicare Pay for OTC Hearing Aids?
Thought Original Medicare does not pay for OTC (over-the-counter) hearing aids, some Medicare Advantage plans can.
It’s worth noting that Medicare does not currently provide any coverage for routine hearing care. Original Medicare only provides coverage for hearing care during certain emergency situations or if a hearing test is needed in conjunction with a balance test to evaluate vertigo, dizziness or other such conditions.
Medicare will however provide coverage for cochlear or implantable hearing aids when considered medically necessary by a doctor.
Check to find out whether your Aetna Medicare plan will help pay for over-the-counter items, such as some hearing aid devices.
What Is My Aetna OTC Benefit?
Aetna currently its coverage of OTC benefits through OTC Health Solutions, a CVS Health Company. Aetna Medicare Advantage plans commonly include an OTC allowance that members can use to pay for certain over-the-counter health products at a pharmacy or through a catalog for home delivery.
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