Does Kaiser Cover Dental Implants?
- While Original Medicare (Parts A and B) doesn't typically cover dental implants, some Kaiser Permanente Medicare Advantage (Part C) plans may help pay for dental implants. Plan benefits and costs may vary, so it's helpful to learn more about Kaiser Medicare Advantage plans and the types of coverage they may offer.
Original Medicare (Medicare Part A and Part B) doesn't cover routine dental care and typically doesn't cover dental implants. A Medicare Advantage (Medicare Part C) plan like those offered by Kaiser Permanente, however, can offer coverage for services and items not covered by Original Medicare. If a plan doesn’t cover dental implants themselves, it may help pay for other aspects of the procedure, such as a dental crown, anesthesia or other items.
How Do Kaiser Medicare Advantage Plans Work?
Medicare Advantage plans are sold by private insurance companies like Kaiser Permanente. Medicare Advantage plans provide coverage for all of the same services and items included under Medicare Part A and Part B, and they can offer additional coverage for benefits not offered by Original Medicare.
These plans can work like traditional health insurance, sometimes with a network of participating providers and copayments or deductibles for certain types of healthcare services.
When Do Kaiser Medicare Advantage Plans Pay for Dental Implants?
Dental implants are often considered to be a cosmetic procedure and are thus may not often covered by health insurance plans.
If the dental implant itself is not covered, some other aspect of the procedure might be. That may include the artificial tooth, crown or bridge supported by the implant along with the related anesthesia, exams and X-rays. And if a prescription medication is needed either before or after the surgery, it may be covered by a Kaiser Medicare Advantage plan that includes Medicare Part D prescription drug coverage.
One type of Kaiser Permanente Medicare plan that may include dental benefits is a Senior Advantage plan. Although one of these types of Medicare Advantage plans may include some dental coverage, it may or may not cover dental implants in every situation.
Be sure to check with your Kaiser Permanente plan provider or with your dentist or dental surgeon before receiving a dental implant procedure.
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