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Medicare Plans in Georgia

How Do I Enroll in Medicare in Georgia?

To enroll in Original Medicare, do one of the following:

  • Submit an online application.
  • Apply in person at a Social Security office.
  • Call 800-772-1213 to speak with a Social Security employee.

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

What Georgia Medicare Plans Are Available?

Medicare is a federal insurance plan for citizens age 65 and older as well as some younger individuals with qualifying disabilities. The program is broken up in different parts, each of which applies to a different type of coverage. 

Part A

Part A is the original program of Medicare and is meant to provide coverage for inpatient services. It is funded by the federal government and premiums are determined based on participation in the payroll tax system. Part A coverage includes inpatient services in a hospital, skilled nursing or surgical center facility and home health. 

Part B

Part B is the portion of Medicare that covers preventative services, including annual visits, some diagnostics and even some prescription medications. Premiums are designated based on income, which means it varies for beneficiaries. Parts A and B may be purchased as stand-alone policies for those that may not automatically be covered. 

Medicare Advantage

Medicare Advantage programs are supplemental policies that cover many of the elements of Parts A and B. Beneficiaries may choose this policy to replace A and B, though enrollment in both parts is necessary to qualify for an Advantage program. Advantage plans are administered through private insurance companies. Coverage may vary depending on the insurer, but generally is provided through one of four constructs: 

  • Private fee-for-service
  • Special needs plan
  • Health maintenance organization (HMO)
  • Preferred provider organization (PPO)

The benefit of a Medicare Advantage plan is that this option includes provisions for dental and vision services, where Parts A and B do not. 

Part D/Prescription Drug Plan

Part D of Medicare is the prescription drug plan, which is geared specifically towards medications. It is supplemental to the other components and may cover some things that the other parts do not. This is an optional feature and can be purchased as a stand-alone program. 

Beneficiaries can sign up for coverage through Part D when enrolling in the other Medicare components. However, doing so outside of the enrollment periods may incur a penalty. 

Medigap

Medigap coverage does exactly as it suggests: it fills in the financial gaps for medical and healthcare services administered through Medicare. Medigap is also administered through private insurers and may be used for copays, coinsurance and deductibles. 

As of 2024, there are almost two million Georgians enrolled in Medicare. Of this number, over half have an Advantage plan. Every Georgia county has at least one Advantage plan option. Georgia's Medigap insurers maintain steady premiums that do not increase with the age of the beneficiary. 

However, Medigap premiums for disabled residents under the age of 65 are higher than those for traditional enrollees. 

Who Is Eligible for Georgia Medicare?

Georgia citizens are available for automatic enrollment in Medicare if they are already receiving Social Security benefits. They receive a mailed package four months prior to their 65th birthday apprising them of benefits information. 

Those who are not automatically enrolled can do so in the period three months prior to turning 65, their birth month and in the three months after that date. 

Medicare also offers special enrollment periods. The first is from January 1 through March 31, with benefits beginning as of July 1. The second is a special fall enrollment that starts October 15 and extends through December 7, with benefits kicking in January 1. 

The fall enrollment period is also the point at which enrollees can change Advantage and Part D plans. 

Those who qualify for Medicare and have either lost employer-sponsored coverage, recently moved back into the country or became ineligible for Medicaid can enroll at any time without incurring a penalty. All others may have to pay a fee for enrolling outside of the predetermined enrollment periods. 

How Do I Enroll in Medicare in Georgia?

There are three ways to enroll in Medicare in Georgia: 

  • Apply online via the Social Security Administration 
  • Call the Social Security Administration at (800) 772-1213 to speak with a live agent.
  • Make an appointment at the local Social Security Administration office to get in-person assistance. 

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

Medicare Plans by County

Lamar Pike Upson Monroe Butts Meriwether Jefferson Wilkes Taliaferro Catoosa Walker Dade Crawford Taylor Chattahoochee Harris Muscogee Jasper Chattooga Bartow Heard Burke Bulloch Jenkins Effingham Richmond Lincoln Columbia Mcduffie Chatham Bryan Washington Evans Screven Stephens Union Hart Jackson Rabun Towns Lumpkin Madison Oglethorpe Clarke Oconee Warren Elbert Greene Hancock Glascock Baldwin Glynn Mcintosh Camden Gadsden Talbot Marion Randolph Stewart Webster Morgan Dekalb Pickens Spalding Russell Fayette Coweta Clayton Henry Forsyth Cobb Cherokee Rockdale Fulton Douglas Paulding Haralson Murray Whitfield Walton Polk Barrow Dawson Floyd Gwinnett Newton Carroll Gilmer Troup Habersham Hall Fannin Banks Franklin White Putnam Gordon Early Calhoun Miller Seminole Baker Decatur Clay Terrell Grady Lee Quitman Laurens Tattnall Emanuel Wheeler Toombs Treutlen Johnson Long Liberty Ben Hill Dooly Crisp Sumter Wilkinson Pulaski Wilcox Twiggs Houston Dodge Wayne Peach Colquitt Bibb Macon Charlton Jones Coffee Ware Bacon Irwin Pierce Jeff Davis Brooks Cook Tift Clinch Atkinson Lowndes Berrien Lanier Thomas Mitchell Dougherty Turner Candler Montgomery Bleckley Telfair Brantley Schley Appling Worth Echols

Medicare Plans by Carrier

Devoted Health

Devoted Health Plans in Georgia
Humana Inc. Humana Inc. Plans in Georgia

Kaiser Foundation Health Plan, Inc.

Kaiser Foundation Health Plan, Inc. Plans in Georgia
Aetna Inc. Aetna Inc. Plans in Georgia
Wellcare Health Plans, Inc. Wellcare Health Plans, Inc. Plans in Georgia
Anthem Blue Cross and Blue Shield Anthem Blue Cross and Blue Shield Plans in Georgia
Cigna Cigna Plans in Georgia
UnitedHealthcare UnitedHealthcare Plans in Georgia

Average Cost of Medicare Advantage Plans in Georgia

Average Cost of Medicare Advantage Plans in Georgia
Average Monthly Premium $43.40
Average in-network out-of-pocket spending limit $8,030.99
Average drug deductible in 2025 (weighted) $470.22
Percentage of plans rated 4 stars or higher 36.9%
Average Cost of Medicare Advantage Plans in Georgia
Average Monthly Premium
$43.40
Average in-network out-of-pocket spending limit
$8,030.99
Average drug deductible in 2021 (weighted)
$470.22
Percentage of plans rated 4 stars or higher
36.9%

Georgia Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Georgia by county in 2025.

Scroll to the right to continue reading the chart
County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
Lamar $42 $483 32.8% 64
Pike $43 $475 31.1% 61
Upson $45 $475 31.7% 63
Monroe $42 $478 34.3% 67
Butts $43 $466 41.1% 73
Meriwether $45 $470 34.8% 66
Chattooga $42 $483 37.1% 70
Bartow $43 $470 39.7% 73
Heard $44 $471 32.8% 67
Crawford $43 $475 36.4% 66
Taylor $44 $477 35.4% 65
Chattahoochee $42 $474 33.8% 68
Harris $43 $463 37.0% 73
Muscogee $40 $473 39.2% 79
Jasper $45 $478 34.4% 64
Jefferson $42 $474 33.3% 66
Wilkes $42 $475 31.7% 63
Taliaferro $43 $472 31.7% 63
Catoosa $47 $478 39.3% 61
Walker $44 $473 39.7% 58
Dade $46 $473 37.5% 56
Chatham $42 $476 39.5% 76
Bryan $42 $470 38.0% 71
Lincoln $42 $469 36.4% 66
Columbia $42 $480 36.2% 69
Mcduffie $42 $480 36.2% 69
Jenkins $44 $479 33.9% 59
Effingham $40 $488 37.3% 67
Richmond $42 $480 36.2% 69
Burke $42 $485 35.4% 65
Bulloch $45 $456 34.7% 49
Stewart $43 $464 33.3% 63
Webster $43 $468 33.9% 62
Morgan $42 $462 38.6% 70
Mcintosh $42 $471 33.3% 60
Camden $39 $478 35.2% 54
Gadsden $39 $478 35.2% 54
Talbot $44 $456 36.5% 63
Marion $42 $464 34.9% 63
Randolph $43 $469 32.0% 50
Elbert $44 $453 38.7% 62
Greene $43 $466 40.0% 65
Hancock $42 $463 35.5% 62
Glascock $42 $467 35.5% 62
Baldwin $42 $471 34.9% 63
Glynn $44 $495 35.9% 39
Lumpkin $39 $467 34.4% 64
Madison $42 $466 39.4% 71
Oglethorpe $40 $470 38.2% 68
Clarke $43 $466 40.8% 71
Oconee $42 $470 38.2% 68
Warren $42 $462 36.7% 60
Stephens $40 $467 37.3% 67
Union $43 $475 30.5% 59
Hart $43 $467 33.9% 62
Jackson $39 $462 40.3% 72
Rabun $42 $471 30.4% 56
Towns $42 $467 30.5% 59
Washington $43 $458 33.3% 60
Evans $43 $471 30.4% 56
Screven $42 $480 32.2% 59
Dekalb $46 $462 47.6% 84
Pickens $42 $477 38.8% 67
Spalding $44 $478 42.7% 75
Russell $44 $473 47.4% 78
Fayette $44 $473 47.4% 78
Coweta $44 $472 48.1% 79
Fulton $46 $469 48.2% 83
Douglas $46 $476 46.3% 80
Paulding $43 $466 44.6% 74
Clayton $46 $465 46.3% 82
Henry $46 $469 47.6% 82
Forsyth $44 $465 45.7% 81
Cobb $43 $463 48.1% 77
Cherokee $45 $462 45.8% 72
Rockdale $45 $476 45.6% 79
Barrow $41 $461 41.9% 74
Dawson $43 $476 38.8% 67
Floyd $41 $463 44.4% 63
Haralson $46 $468 36.5% 63
Murray $43 $471 31.7% 60
Whitfield $50 $471 25.6% 43
Walton $43 $458 45.3% 75
Polk $42 $458 39.1% 64
Gwinnett $46 $462 50.0% 80
Newton $43 $465 46.6% 73
Putnam $44 $466 33.9% 62
Gordon $41 $487 35.8% 53
Banks $40 $476 37.9% 66
Franklin $41 $475 38.8% 67
White $40 $471 36.9% 65
Habersham $42 $476 40.0% 65
Hall $40 $472 43.3% 67
Fannin $42 $471 29.3% 58
Carroll $45 $482 34.0% 50
Gilmer $44 $467 32.1% 56
Troup $44 $469 40.3% 67
Dougherty $58 $470 34.8% 23
Turner $45 $466 33.9% 59
Atkinson $45 $457 32.1% 56
Lowndes $46 $472 32.7% 52
Berrien $45 $468 34.0% 47
Lanier $46 $468 34.0% 47
Thomas $46 $468 34.0% 47
Mitchell $47 $469 36.4% 44
Pierce $46 $476 30.9% 55
Jeff Davis $46 $471 32.1% 53
Brooks $46 $475 35.6% 45
Cook $46 $474 34.8% 46
Tift $43 $471 34.5% 58
Clinch $45 $462 32.7% 55
Charlton $45 $462 30.9% 55
Jones $42 $467 34.4% 61
Coffee $44 $471 29.3% 58
Ware $44 $479 31.5% 54
Bacon $45 $462 30.9% 55
Irwin $45 $471 31.0% 58
Dodge $45 $462 30.9% 55
Wayne $41 $472 32.8% 58
Peach $42 $478 37.9% 66
Colquitt $45 $477 36.0% 50
Bibb $42 $478 38.8% 67
Macon $42 $471 35.9% 64
Sumter $44 $470 45.5% 44
Wilkinson $43 $471 35.0% 60
Pulaski $44 $466 35.1% 57
Wilcox $46 $462 32.7% 55
Twiggs $42 $475 34.9% 63
Houston $41 $475 36.9% 65
Johnson $45 $467 29.8% 57
Long $44 $471 33.9% 56
Liberty $43 $474 38.5% 65
Ben Hill $46 $462 32.7% 55
Dooly $43 $480 34.4% 61
Crisp $45 $471 34.5% 58
Laurens $44 $467 32.8% 61
Tattnall $44 $471 29.3% 58
Emanuel $46 $472 30.9% 55
Wheeler $46 $466 31.5% 54
Toombs $45 $472 30.9% 55
Treutlen $46 $466 31.6% 57
Decatur $46 $469 34.8% 46
Clay $46 $481 39.0% 41
Terrell $45 $458 47.7% 44
Grady $46 $468 34.0% 47
Lee $44 $470 45.5% 44
Quitman $45 $471 31.0% 58
Early $47 $470 42.1% 38
Calhoun $47 $476 43.2% 37
Miller $46 $474 34.8% 46
Seminole $46 $468 34.0% 47
Baker $45 $462 33.9% 59
Bleckley $44 $476 35.8% 53
Telfair $46 $466 32.7% 52
Brantley $45 $457 33.3% 54
Schley $46 $465 33.9% 56
Appling $46 $466 32.1% 53
Candler $46 $462 34.0% 53
Montgomery $45 $466 32.7% 52
Worth $43 $469 38.5% 52
Echols $46 $474 36.4% 44

Contact Information for Georgia Medicare, Medicaid and Insurance Help

For help signing up for Medicare or choosing a plan, as well as getting assistance with other insurance options including Medicaid, there are various resources available. 

HelpAdvisor: The HelpAdvisor website offers information on enrolling in Medicare as well as eligibility criteria, resources for assistance and more. 

Georgia State Health Insurance Program (SHIP): The Georgia SHIP program provides assistance with choosing the best Medicare plan as well as help with enrollment and any other questions. 

GeorgiaCares: This public-private partnership provides assistance with Medicare enrollment as well as differentiating between the various plans. Those in need of assistance can visit the GeorgiaCares website or call (866) 552-4464.