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Medicare Plans in Texas

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. There were 4.6 Medicare beneficiaries in 2024.

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. In 2024, about half of those who were enrolled in Medicare were Medicare Advantage Beneficiaries.

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from medicare.

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

Medicare is a national government program that helps people who are eligible cover medical expenses. Learn about Medicare enrollment and eligibility in Texas.

What Texas Medicare Plans Are Available?

Medicare Parts A, B, C and D are available in Texas. Original Medicare refers to Parts A and B. Part A generally covers inpatient costs, such as hospitalization or hospice care, and Part B typically pays for outpatient cost, routine and preventive services and medical transportation. 

Part C Medicare plans expand on Parts A and B and are also referred to as Medicare Advantage plans. They include everything Original Medicare does but allow seniors to add to their coverage. 

Medicare Part D involves prescription drug cost. It helps pay for both regular prescription refills and unexpected medication costs. 

Medigap is health insurance you buy as a supplement for Medicare coverage if you need more coverage than you get from Medicare.

Who Is Eligible for Texas Medicare?

Three months before your 65th birthday your initial enrollment period (IEP) for Medicare begins. During this seven month period, you can sign up for Medicare Part A and Part B, but many people eligible for Medicare are automatically enrolled and won’t need to sign up. If you started getting your Social Security retirement benefits more than four months before you turned 65, you are already enrolled in Medicare Part and Part B.

If you weren’t automatically enrolled and missed the initial enrollment period, you’ll need to sign up during one of the other enrollment periods. The general enrollment period takes place between the first day of January and last day of March every year. During this period, you can sign up for Medicare Part B. Special enrollment periods let you enroll at any time if you qualify. Certain life changes, such as moving, adopting or losing health insurance, qualify you for special enrollment. There is also an open enrollment period from October 15 to December 7 exclusively for Medicare Advantage and Medicare Part D.

How Do I Enroll in Medicare in Texas?

You can enroll in Medicare over the phone, online or in person at your local Social Security Office. You’ll want to have basic information like your Social Security number, the name and Social Security number of any spouses and former spouses and your citizenship status on hand. Call Social Security at 1-800-772-1213 or enroll on their website.

HelpAdvisor Editorial Team analysis of data from the 2024 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.

Medicare Plans by County

El Paso Hardin Jackson Yoakum Austin Matagorda Wharton Galveston Washington Jefferson Travis Orange Frio Dawson Taylor Live Oak Lavaca Sherman Bexar Culberson Jones Comal Stonewall Blanco Collin Dallas Denton Rockwall Tarrant Guadalupe Hays San Patricio Upton Freestone Newton Walker Clay Johnson Polk Bastrop Caldwell Kinney Moore Runnels Knox Cooke Haskell Archer Bell Baylor Eastland Stephens Comanche Brown Hall Lampasas Callahan Coleman Falls Deaf Smith Williamson Hansford Milam Hutchinson Coryell Oldham Mclennan Burnet Burleson Llano Lee Hartley Dallam Concho Schleicher Menard Sutton Kerr Tom Green Edwards Reagan Carson Roberts King Harris Fort Bend Montgomery Motley Cottle San Jacinto Liberty Chambers Waller Hudspeth Gillespie Mills Mason San Saba Kendall Dona Ana Atascosa Medina Bandera Wilson Brazoria Hidalgo Grayson Van Zandt Ellis Kaufman Hunt Fannin Montague Parker Wise Somervell Hood Bosque Palo Pinto Jack Erath Hamilton La Salle Mcmullen Real Karnes Gonzales Nacogdoches Angelina Tyler Jasper Colorado Crosby Lubbock Calhoun Hockley Scurry Brazos Webb Terry Victoria Goliad Refugio De Witt Garza Martin Borden Lynn Kent Glasscock Zapata Howard Smith Bee Nolan Navarro Red River Sabine Fisher Andrews Henderson Anderson Nueces Lamar Jim Wells Delta Duval Kenedy Rains Wood Hopkins Upshur Camp Cherokee Morris Gregg Titus Franklin Aransas Midland Bowie Cass Marion Harrison Rusk Brooks Panola Kleberg Shelby Leon Limestone Jim Hogg Reeves Trinity San Augustine Pecos Houston Cameron Madison Starr Willacy Uvalde Ward Hill Irion Dimmit Maverick Ochiltree Throckmorton Wilbarger Wichita Zavala Young Terrell Crane Foard Shackelford Fayette Lipscomb Gray Parmer Swisher Dickens Jeff Davis Wheeler Hemphill Ector Hardeman Potter Robertson Randall Donley Hale Lamb Armstrong Mcculloch Briscoe Castro Kimble Bailey Val Verde Floyd Gaines Crockett Coke Collingsworth Loving Mitchell Winkler Brewster Sterling Cochran Childress Presidio Grimes

Medicare Plans by Carrier

Wellcare Health Plans, Inc. Wellcare Health Plans, Inc. Plans in Texas

Wellpoint

Wellpoint Plans in Texas

Devoted Health

Devoted Health Plans in Texas
Humana Inc. Humana Inc. Plans in Texas
Aetna Inc. Aetna Inc. Plans in Texas
UnitedHealthcare UnitedHealthcare Plans in Texas
Cigna Cigna Plans in Texas

Centene Corporation

Centene Corporation Plans in Texas

Molina Healthcare, Inc.,

Molina Healthcare, Inc., Plans in Texas

Average Cost of Medicare Advantage Plans in Texas

Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium $50.26
Average in-network out-of-pocket spending limit $7,079.46
Average drug deductible in 2025 (weighted) $437.90
Percentage of plans rated 4 stars or higher 28.6%
Average Cost of Medicare Advantage Plans in Texas
Average Monthly Premium
$50.26
Average in-network out-of-pocket spending limit
$7,079.46
Average drug deductible in 2021 (weighted)
$437.90
Percentage of plans rated 4 stars or higher
28.6%

Texas Medicare Advantage Plans by County

The chart below provides more information about Medicare Advantage plan costs and enrollment in Texas by county in 2024.

Scroll to the right to continue reading the chart
County Average Premium Average Annual Drug Deductible % of Plans Rates 4 Stars or Higher # of Plans Available
El Paso $37 $425 39.3% 56
Hardin $44 $451 38.5% 52
Jackson $49 $455 5.0% 20
Yoakum $63 $456 0.0% 11
Austin $48 $433 20.5% 39
Matagorda $46 $445 21.9% 32
Liberty $44 $458 32.7% 52
Chambers $42 $501 31.0% 42
Waller $48 $483 22.5% 40
Harris $39 $434 32.4% 68
Fort Bend $43 $411 29.8% 57
Montgomery $46 $426 28.1% 57
Motley $56 $456 0.0% 14
Cottle $63 $456 0.0% 11
San Jacinto $44 $446 37.0% 46
Tom Green $63 $486 22.7% 22
Edwards $55 $379 0.0% 16
Reagan $63 $456 0.0% 11
Carson $55 $383 20.0% 20
Roberts $63 $456 21.4% 14
King $63 $456 0.0% 11
Dallam $63 $456 0.0% 11
Concho $63 $438 7.7% 13
Schleicher $63 $438 7.7% 13
Menard $63 $456 0.0% 11
Sutton $63 $456 0.0% 11
Kerr $49 $473 35.7% 28
Mclennan $48 $438 39.3% 28
Burnet $45 $467 30.0% 40
Burleson $44 $416 15.0% 20
Llano $48 $455 42.4% 33
Lee $46 $489 14.3% 28
Hartley $63 $438 7.7% 13
Williamson $48 $447 35.6% 45
Hansford $63 $456 21.4% 14
Milam $41 $468 35.9% 39
Hutchinson $63 $436 29.4% 17
Coryell $59 $443 40.7% 27
Oldham $63 $456 0.0% 11
Hall $63 $438 7.7% 13
Lampasas $54 $468 40.6% 32
Callahan $55 $397 0.0% 15
Coleman $50 $379 6.3% 16
Falls $43 $420 46.4% 28
Deaf Smith $55 $411 25.0% 20
Bell $47 $454 41.4% 29
Baylor $55 $422 25.0% 16
Eastland $59 $398 44.4% 27
Stephens $55 $422 7.7% 13
Comanche $63 $478 0.0% 14
Brown $63 $456 0.0% 13
Moore $63 $450 25.0% 16
Runnels $63 $456 0.0% 13
Knox $63 $456 0.0% 11
Cooke $41 $379 34.1% 41
Haskell $63 $456 0.0% 12
Archer $49 $410 25.0% 20
Clay $49 $410 25.0% 20
Johnson $44 $408 33.3% 48
Polk $44 $420 27.8% 36
Bastrop $49 $440 30.3% 33
Caldwell $39 $464 34.1% 41
Kinney $63 $422 0.0% 14
Hays $50 $457 34.8% 46
San Patricio $48 $442 25.0% 32
Upton $63 $456 0.0% 11
Freestone $49 $378 25.0% 20
Newton $45 $455 24.0% 25
Walker $44 $446 33.3% 45
Collin $39 $409 35.7% 56
Dallas $39 $403 35.1% 57
Denton $44 $379 34.0% 50
Rockwall $44 $408 27.1% 48
Tarrant $39 $410 34.5% 58
Guadalupe $41 $466 39.7% 58
Bexar $39 $441 42.2% 64
Culberson $63 $456 0.0% 11
Jones $63 $421 22.2% 18
Comal $41 $448 41.7% 60
Stonewall $63 $456 0.0% 11
Blanco $45 $450 38.9% 36
Frio $50 $426 46.7% 30
Dawson $63 $413 26.3% 19
Taylor $56 $411 33.3% 21
Live Oak $56 $476 5.9% 17
Lavaca $49 $455 13.6% 22
Sherman $63 $456 0.0% 11
Wharton $44 $430 22.9% 35
Galveston $42 $439 31.8% 44
Washington $51 $404 15.4% 26
Jefferson $39 $442 33.9% 56
Travis $48 $447 34.8% 46
Orange $47 $452 38.8% 49
Hudspeth $51 $476 20.0% 20
Mason $56 $513 11.8% 17
San Saba $56 $497 23.8% 21
Gillespie $49 $460 45.2% 31
Mills $54 $457 44.8% 29
Kendall $39 $459 45.5% 55
Dona Ana $41 $473 43.4% 53
Atascosa $41 $473 43.4% 53
Medina $39 $458 44.6% 56
Bandera $39 $454 44.4% 54
Wilson $39 $459 45.5% 55
Brazoria $47 $435 36.4% 44
Hidalgo $41 $416 39.1% 46
Palo Pinto $51 $409 38.7% 31
Jack $50 $431 41.4% 29
Erath $54 $431 37.0% 27
Hamilton $54 $441 39.3% 28
Montague $45 $407 35.3% 34
Parker $41 $430 36.2% 47
Wise $41 $414 34.7% 49
Somervell $49 $438 44.8% 29
Hood $47 $436 41.0% 39
Bosque $49 $439 44.8% 29
Grayson $43 $425 36.6% 41
Van Zandt $46 $410 37.8% 45
Ellis $44 $392 31.0% 42
Kaufman $43 $406 38.9% 36
Hunt $47 $459 41.2% 34
Fannin $59 $418 39.4% 33
Mcmullen $56 $497 25.0% 20
Real $47 $445 20.8% 24
Karnes $50 $518 30.8% 26
Gonzales $43 $469 44.4% 36
La Salle $50 $487 44.4% 27
Nacogdoches $49 $443 40.0% 30
Angelina $56 $433 38.5% 26
Tyler $51 $433 45.2% 31
Jasper $50 $497 35.7% 28
Childress $63 $456 0.0% 8
Presidio $63 $450 11.1% 9
Grimes $46 $443 27.6% 29
Loving $63 $456 0.0% 8
Mitchell $56 $467 0.0% 13
Winkler $63 $456 0.0% 8
Brewster $63 $456 0.0% 8
Sterling $56 $467 0.0% 13
Cochran $56 $456 18.8% 16
Val Verde $63 $423 38.5% 13
Floyd $50 $465 23.8% 21
Gaines $63 $456 0.0% 7
Crockett $63 $456 0.0% 8
Coke $50 $430 17.6% 17
Collingsworth $63 $456 0.0% 8
Armstrong $51 $411 21.7% 23
Mcculloch $56 $475 0.0% 13
Briscoe $50 $467 0.0% 16
Castro $50 $461 20.0% 20
Kimble $56 $475 0.0% 12
Bailey $50 $461 20.0% 20
Potter $47 $431 28.6% 28
Robertson $48 $459 21.1% 19
Randall $47 $431 27.6% 29
Donley $63 $456 0.0% 10
Hale $56 $448 25.0% 24
Lamb $46 $429 29.2% 24
Dickens $50 $453 5.6% 18
Jeff Davis $63 $456 0.0% 8
Wheeler $63 $456 0.0% 8
Hemphill $63 $456 0.0% 7
Ector $51 $451 20.0% 25
Hardeman $63 $456 0.0% 8
Shackelford $51 $402 0.0% 18
Fayette $50 $487 9.5% 21
Lipscomb $63 $456 0.0% 8
Gray $63 $413 31.3% 16
Parmer $63 $456 0.0% 7
Swisher $46 $438 27.3% 22
Wichita $55 $431 37.5% 16
Zavala $47 $413 39.3% 28
Young $63 $456 0.0% 9
Terrell $63 $456 0.0% 7
Crane $63 $456 0.0% 8
Foard $63 $456 0.0% 8
Irion $63 $438 8.3% 12
Dimmit $51 $426 28.0% 25
Maverick $47 $414 26.7% 30
Ochiltree $63 $456 0.0% 7
Throckmorton $46 $440 5.6% 18
Wilbarger $55 $422 10.0% 10
Madison $56 $470 17.6% 17
Starr $51 $421 29.0% 31
Willacy $44 $425 38.1% 42
Uvalde $56 $427 36.0% 25
Ward $63 $456 0.0% 9
Hill $41 $447 40.6% 32
Reeves $63 $456 0.0% 9
Trinity $55 $405 31.6% 19
San Augustine $55 $438 31.6% 19
Pecos $63 $450 9.1% 11
Houston $63 $458 27.8% 18
Cameron $41 $405 37.2% 43
Panola $52 $406 28.6% 21
Kleberg $44 $415 30.6% 36
Shelby $58 $390 26.3% 19
Leon $56 $451 14.3% 21
Limestone $56 $494 21.1% 19
Jim Hogg $56 $447 28.0% 25
Bowie $63 $440 13.0% 23
Cass $63 $440 13.6% 22
Marion $52 $414 20.0% 20
Harrison $58 $417 33.3% 30
Rusk $53 $429 33.3% 30
Brooks $56 $447 30.8% 26
Morris $58 $412 11.1% 18
Gregg $53 $417 30.3% 33
Titus $56 $425 8.7% 23
Franklin $48 $362 15.0% 20
Aransas $48 $425 34.2% 38
Midland $50 $407 34.8% 23
Rains $56 $472 27.3% 22
Wood $47 $433 23.1% 26
Hopkins $49 $438 30.0% 20
Upshur $53 $411 24.1% 29
Camp $48 $374 20.0% 20
Cherokee $44 $408 32.0% 25
Nueces $42 $411 39.5% 43
Lamar $63 $425 10.0% 20
Jim Wells $44 $419 32.4% 37
Delta $56 $402 20.0% 25
Duval $56 $450 28.0% 25
Kenedy $56 $477 14.3% 21
Red River $63 $425 9.5% 21
Sabine $55 $411 25.0% 16
Fisher $56 $467 18.8% 16
Andrews $63 $443 37.5% 16
Henderson $53 $417 24.2% 33
Anderson $53 $429 24.0% 25
Zapata $56 $437 30.4% 23
Howard $55 $421 31.6% 19
Smith $49 $427 22.9% 35
Bee $42 $438 32.4% 37
Nolan $56 $465 25.0% 20
Navarro $40 $413 21.2% 33
Garza $50 $454 26.1% 23
Martin $51 $402 14.3% 21
Borden $56 $467 18.8% 16
Lynn $46 $415 29.6% 27
Kent $56 $467 0.0% 13
Glasscock $56 $467 0.0% 13
Webb $48 $411 43.2% 37
Terry $50 $454 26.1% 23
Victoria $52 $449 32.3% 31
Goliad $50 $458 30.8% 26
Refugio $50 $426 32.1% 28
De Witt $50 $460 28.0% 25
Crosby $50 $430 24.0% 25
Lubbock $42 $427 25.0% 32
Calhoun $50 $455 28.0% 25
Hockley $50 $424 20.8% 24
Scurry $63 $456 0.0% 8
Brazos $44 $429 42.3% 26
Colorado $48 $470 8.0% 25

Contact Information for Texas Medicare, Medicaid and Insurance Help

If you have more questions here are some resources for help with Medicare, Medicaid and insurance in Texas: